Whatever your life stage or coverage needs, we help you select the policy that’s right for you, whether you’re looking for fixed short-term coverage or flexible coverage with the potential to build policy cash value.
In its simplest form, life insurance is a promise between an insurance company and you, the policy owner.
Accelerated death benefit for critical illness. No additional cost for rider. Annual benefit limit is none. Lifetime Benefit limit is $1,000,000.00
Payment of Accelerated Benefits will reduce the Cash Value and Death Benefit otherwise payable under the policy. Receipt of accelerated benefits may be a taxable event, may affect your eligibility for public assistance programs, and may reduce or eliminate other policy and rider benefits. Please consult your personal tax advisor to determine the tax status of any benefits paid under this rider and with social service agencies concerning how receipt of such a payment will affect you.
An annuity allows a customer to deposit money (premiums) with an insurance company that can earn interest and grow on a tax-deferred basis with the agreement that the insurance company will then provide a series of payments back to the customer at regular intervals.
Final expense insurance is a whole life policy that pays medical bills and funeral expenses when you die. It’s also known as burial or funeral insurance. It’s a popular choice among seniors
Modern life insurance is not just about death benefits – it’s about life insurance you can use during your lifetime. Living benefits are additional benefits associated with our life insurance and annuity solutions. Our living benefits help you cover every piece of the puzzle. Whether you’re worried about Dying Too Soon. Becoming ILL, or Living Too Long, we’ve got you covered.
Riders are supplemental benefits that can be added to a life insurance policy and are not suitable unless you also have a need for life insurance. Riders are optional, may require additional premium and may not be available in all states or on all products. This is not a solicitation of any specific insurance policy.
Wilson_Jacqueline@nlgroupmail.com | (917) 520-5940